Commercial Property

Hancock Insurance Solutions can find the best commercial property insurance to protect your business from minor losses to major financial catastrophes. Whether you own your building, lease your workspace or work from home; business property insurance protects your business’ physical assets.

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General Liability

We understand that general liability insurance can help protect your business from the unknown. Unfortunately, accidents can happen, both on and off the worksite with employees and customers. General liability insurance can assist you with medical expenses, damages and fees associated with legal issues. Individuals and businesses offering a service are at risk for a professional liability lawsuit. Hancock Insurance Solutions can help protect you from the unknown.

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Product Liability

Consumers expect companies to be responsible for the safety of their products. That’s why Hancock Insurance Solutions wants to educate you on the necessity of product liability protection. It’s critical for manufacturers, distributors, wholesalers and importers to be involved and understand the risks. Our knowledgable agents will tailor coverage that works, for your particular product(s) risk and deliver customized coverage essential to effectively manage your product-related exposures.
 

Workers’ Compensation

We understand that Worker’s Compensation Insurance is not an option, but a necessity for many businesses. We can tailor a Worker’s Comp Insurance program to cover medical expenses and a portion of lost wages for an employee who becomes injured or ill on the job. Our insurance plans can also protect your business from being sued by employees for workplace conditions that can cause an injury or illness. Worker’s Comp Insurance is required in almost every state.

 

Commercial Auto

We understand that you and your employees depend on commercial vehicles every day as an essential part of doing business. We want to help you protect your vehicles and your employees from the worst. Our knowledgable agents can help tailor a plan that is specific to your business needs. We understand that accidents happen and we want you to feel protected when the worst occurs.

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Excess Liability

We understand that companies can go under due to a single loss. We are no stranger to claims of this type and severity. Our agents are experts in tailoring excess liability insurance that can be a critical safeguard against catastrophic losses. With your important assets on the line, you can rest assured knowing that you and your businesses are protected should the worst occur.

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Professional Liability

We understand that even professionals make mistakes. That’s why we recommend Professional Liability Insurance for businesses that offer professional and personal services. We want you to be protected in the event that a client is harmed from a service or advice that you provide for which you are held legally liable. Call one of our knowledgeable agents today. We’ll give you the advice you need and a customized plan for your protection.

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Directors & Officers Liability

We understand that Professional Liability Insurance for Directors and Officers is essential for protecting your company from risks not typically covered by general commercial liability policies. Just as health care providers need malpractice insurance, you need professional liability coverage for the directors and officers who run your business. Directors and Officers Insurance is an essential part of a comprehensive business insurance portfolio for your for-profit or not-for-profit operation. Let one of our knowledgable agents go over your current policy or develop a plan that is specifically suited to your organization’s needs.

 

Employment Practice Liability

We understand that Employment Practices Liability Insurance is essential for companies with employees. EPL insurance provides employer coverage against claims made by employees alleging discrimination (based on sex, race, age or disability, for example), wrongful termination, harassment and other employment-related issues, such as breach of contract. Many large corporations typically protect themselves with this type of coverage and are prepared to deal with just about any employment lawsuit. Our knowledgable agents stand by ready to assist large organizations, but also want to educate small businesses on their risks as well, as they are usually the most vulnerable.

 

Employee Benefits

Employee Benefits are important to a company to help recruit and retain quality employees.  We will work closely with you to put together an employee benefits package that fits your needs.   These packages could include coverage for medical, dental, vision, life and disability income insurance as well as other worksite products.   The Affordable Care Act has created a lot of questions for employers regarding their benefits and what coverage employers need to offer based on their size.   We are here to help you through this transitional time.   Give us a call today!  

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Bonds 

We understand the importance of being able to guarantee the satisfactory completion of a project. Bonds provide the investment to back up the requirements of every organization. We stand ready to assist you with all of your questions and can provide the proper surety for all your project needs.

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Cyber Liability

We understand all of the ins and outs of Cyber Liability Insurance. We know that any organization dealing with technology faces cyber risk. As technology becomes more sophisticated, so do the threats associated with it. That’s why every business and organization needs to be prepared with Cyber Liability Insurance.

 

Home & Auto Insurance

Insuring your home and auto with Hancock Insurance Solutions is a wise decision for savvy individuals. Our multiple company network allows us to custom tailor an insurance plan that is specifically targeted to meet your needs and budget.

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Health

Health insurance has become complex and hard to maneuver for many individuals and families. But, you can rest assured that Hancock Insurance Solutions will give  you the direction you need and help you filter through the process with ease. We will explain all of your options and find a healthcare plan to fit your individual budget.

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Disability

We understand that your income is one of your most valuable assets. We also believe you should protect that asset. If you are unable to work due to a sickness or injury, disability insurance can help you meet expenses and maintain your standard of living. It can also help you pay your bills, and help cover expenses for food, clothing and utilities. By replacing a portion of your income, disability insurance can help provide financial security until you get back on your feet and return to work.

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Life

At Hancock Insurance Solutions we can design a plan that’s perfect for all your life insurance needs. Whether it’s term life, whole life or any other life insurance option, we’ve got you covered. Call us today to find the right life insurance for you and your family.

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